1. Acceptance of Terms
By accessing and using Photos.Chat (operated by Hustle Ventures) services through WhatsApp or any other medium, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.
2. Service Description
Photos.Chat provides AI-powered style transformation services for portrait photographs. We use third-party AI models (including Replicate AI and Google Gemini AI) to process and transform your images.
Service Operator: This service is provided by Hustle Ventures through the Photos.Chat platform.
3. Eligibility and Age Requirements
You must be at least 13 years of age to use our services. By using Photos.Chat, you represent and warrant that:
- You are at least 13 years old
- You have the legal capacity to enter into this agreement
- If you are under 18, you have parental or guardian consent
4. Photo Ownership and Usage Rights
4.1 Your Photos
You retain all ownership rights to the photos you upload to Photos.Chat. By submitting photos, you grant us a temporary license to:
- Process your photos using our AI transformation technology
- Store your photos for up to 10 minutes for processing purposes only
- Deliver the transformed images back to you via WhatsApp
4.2 Image Storage and Deletion
Photos.Chat does NOT store your images beyond 10 minutes. All uploaded and processed images are automatically deleted from our servers after the processing window expires.
4.3 Marketing Usage
Transformed photos may be used for marketing purposes ONLY if you explicitly grant permission. We will always ask for your consent before using any transformed image for promotional purposes.
5. Acceptable Use Policy
5.1 Prohibited Content
If prohibited content is detected:
- The transformation will FAIL immediately
- Your points will be DEDUCTED (no refunds)
- Repeated violations may result in account suspension
5.2 Photo Quality Requirements
For best results, you must provide:
- Clear, well-lit individual portrait photos
- Good resolution (minimum 512x512 pixels recommended)
- Single person in the photo (group photos may not work properly)
- Face clearly visible and not obscured
6. Payment and Pricing
6.1 Points System
Our service operates on a points-based system. You purchase points in bulk packs, and each photo transformation costs 2 points.
6.2 Current Pricing
- Starter Pack: ₹99 for 10 points (5 photos)
- Standard Pack: ₹199 for 22 points (11 photos)
- Premium Pack: ₹299 for 36 points (18 photos)
Prices are subject to change. Current pricing is always displayed in the app and on our Pricing page.
6.3 Payment Processing
All payments are processed securely through Razorpay. We accept UPI, credit cards, debit cards, and net banking. Photos.Chat does not store any payment information.
6.4 Points Never Expire
Once purchased, your points remain valid indefinitely and never expire.
6.5 WhatsApp API Costs Transparency
We use WhatsApp Business API to communicate with you. As of July 1, 2025, WhatsApp charges businesses per message:
- Your messages to us: FREE (for you and us)
- Our replies within 24 hours: FREE (utility messages)
- Marketing messages (catalog displays, promotions): ~₹0.60 per message (cost to business, FREE for you)
Note: These WhatsApp API costs are absorbed into our service pricing. You are NEVER charged extra for WhatsApp messages.
7. Refund Policy
We do NOT issue refunds in the following situations:
- Erroneous or unsatisfactory transformations (due to third-party AI limitations)
- Failed transformations due to prohibited content (NSFW)
- Failed transformations due to poor photo quality
- User error or dissatisfaction with AI results
- Change of mind after purchase
- Concerns about Meta/WhatsApp data tracking (catalog interactions are tracked by Meta as disclosed)
By purchasing, you acknowledge and accept that:
- This is experimental AI technology with variable results
- All sales are final and non-refundable
- Meta/WhatsApp may track your catalog interactions as described in Section 8.1
- Third-party AI services process your photos according to their terms
8. Third-Party Services
Our service relies on third-party AI providers:
- Replicate AI: For style transformation processing
- Google Gemini AI: For image analysis and processing
Your photos are processed according to the terms and conditions of these third-party services. We are not responsible for any issues arising from third-party service failures or limitations.
8.1 WhatsApp Business Catalog - Meta Data Sharing
When you browse or order from our WhatsApp Catalog, Meta (WhatsApp's parent company) receives and processes your order information. By using our catalog features, you consent to Meta's collection and processing of your catalog interaction data.
What Meta Receives:
- Your WhatsApp phone number
- Product IDs you view and select from our catalog
- Order quantities and timestamps
- Catalog browsing patterns and interaction data
What Meta Does With This Data:
- Business analytics and insights for WhatsApp Business features
- Training and improving Meta AI systems (as of 2025)
- Potential cross-platform data sharing (Facebook, Instagram)
- Ad targeting (subject to Meta's privacy policies and your settings)
Important Notes:
- Catalog order data is NOT end-to-end encrypted (unlike regular WhatsApp messages)
- Meta's use of this data is governed by WhatsApp's Privacy Policy
- We have no control over Meta's data processing practices
- By using our catalog, you explicitly consent to Meta's data collection as described above
8.2 Third-Party Data Controllers
The following third parties act as independent data controllers and may process your data:
| Service Provider | Data Processed | Purpose | Privacy Policy |
|---|---|---|---|
| Meta/WhatsApp | Phone number, catalog orders, interaction patterns | Messaging, catalog features, Meta AI training | Link |
| Razorpay | Payment details, transaction data | Payment processing and verification | Link |
| Replicate AI | Portrait photos (temporary) | AI style transformation processing | Link |
| Google (Gemini AI) | Portrait photos (temporary) | Image analysis and content moderation | Link |
| Vercel | Request logs, performance data | Hosting and infrastructure | Link |
Your Consent: By using Photos.Chat, you acknowledge that your data will be processed by these third-party controllers according to their respective privacy policies.
9. Service Availability and Performance
9.1 No Guarantees
We do NOT guarantee:
- Uninterrupted service availability
- Specific transformation quality or accuracy
- Specific processing times (though we aim for 2-5 minutes)
- Compatibility with all photo types or styles
9.2 Maintenance and Downtime
We reserve the right to perform maintenance, updates, or suspend services temporarily without prior notice.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- Photos.Chat is provided "AS IS" without warranties of any kind
- We are not liable for any direct, indirect, incidental, or consequential damages
- Our total liability shall not exceed the amount you paid for the specific service
- We are not responsible for third-party AI model failures or errors
11. Intellectual Property
The Photos.Chat platform, including its design, features, and branding, is the intellectual property of Hustle Ventures. You may not copy, modify, distribute, or reverse engineer any part of our service.
12. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.
13. Account Suspension and Termination
We reserve the right to suspend or terminate your access to Photos.Chat if you:
- Violate these Terms and Conditions
- Submit prohibited content repeatedly
- Engage in fraudulent or abusive behavior
- Attempt to exploit or harm our service
Upon termination, any unused points are forfeited without refund.
14. Changes to Terms
We may update these Terms and Conditions at any time. Changes become effective immediately upon posting. Your continued use of Photos.Chat after changes constitutes acceptance of the modified terms.
15. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City/State], India.
16. Contact Information
For questions about these Terms and Conditions, contact us:
- WhatsApp: +91 99005 31341
- Email: support@photos.chat
- Support Hours: 9:00 AM - 10:00 PM IST (Daily)
17. Severability
If any provision of these terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
18. Entire Agreement
These Terms and Conditions, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Photos.Chat regarding the use of our services.