📜 Terms and Conditions

Please read these terms carefully

Last Updated: October 1, 2025

1. Acceptance of Terms

By accessing and using Photos.Chat (operated by Hustle Ventures) services through WhatsApp or any other medium, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Service Description

Photos.Chat provides AI-powered style transformation services for portrait photographs. We use third-party AI models (including Replicate AI and Google Gemini AI) to process and transform your images.

Service Operator: This service is provided by Hustle Ventures through the Photos.Chat platform.

Experimental Technology: Our service uses experimental AI technology. Results may vary based on photo quality, lighting, resolution, and other factors beyond our control.

3. Eligibility and Age Requirements

You must be at least 13 years of age to use our services. By using Photos.Chat, you represent and warrant that:

4. Photo Ownership and Usage Rights

4.1 Your Photos

You retain all ownership rights to the photos you upload to Photos.Chat. By submitting photos, you grant us a temporary license to:

4.2 Image Storage and Deletion

Photos.Chat does NOT store your images beyond 10 minutes. All uploaded and processed images are automatically deleted from our servers after the processing window expires.

4.3 Marketing Usage

Transformed photos may be used for marketing purposes ONLY if you explicitly grant permission. We will always ask for your consent before using any transformed image for promotional purposes.

5. Acceptable Use Policy

5.1 Prohibited Content

⚠️ STRICTLY PROHIBITED: NSFW (Not Safe For Work) content, including but not limited to nudity, sexually explicit material, violence, hate speech, or any content that violates applicable laws.

If prohibited content is detected:

5.2 Photo Quality Requirements

For best results, you must provide:

6. Payment and Pricing

6.1 Points System

Our service operates on a points-based system. You purchase points in bulk packs, and each photo transformation costs 2 points.

6.2 Current Pricing

Prices are subject to change. Current pricing is always displayed in the app and on our Pricing page.

6.3 Payment Processing

All payments are processed securely through Razorpay. We accept UPI, credit cards, debit cards, and net banking. Photos.Chat does not store any payment information.

6.4 Points Never Expire

Once purchased, your points remain valid indefinitely and never expire.

7. Refund Policy

⚠️ NO REFUNDS: All purchases are FINAL and NON-REFUNDABLE.

We do NOT issue refunds in the following situations:

By purchasing, you acknowledge and accept that this is experimental technology with variable results and that all sales are final.

8. Third-Party Services

Our service relies on third-party AI providers:

Your photos are processed according to the terms and conditions of these third-party services. We are not responsible for any issues arising from third-party service failures or limitations.

9. Service Availability and Performance

9.1 No Guarantees

We do NOT guarantee:

9.2 Maintenance and Downtime

We reserve the right to perform maintenance, updates, or suspend services temporarily without prior notice.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

11. Intellectual Property

The Photos.Chat platform, including its design, features, and branding, is the intellectual property of Hustle Ventures. You may not copy, modify, distribute, or reverse engineer any part of our service.

12. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

13. Account Suspension and Termination

We reserve the right to suspend or terminate your access to Photos.Chat if you:

Upon termination, any unused points are forfeited without refund.

14. Changes to Terms

We may update these Terms and Conditions at any time. Changes become effective immediately upon posting. Your continued use of Photos.Chat after changes constitutes acceptance of the modified terms.

15. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City/State], India.

16. Contact Information

For questions about these Terms and Conditions, contact us:

17. Severability

If any provision of these terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Photos.Chat regarding the use of our services.

By using Photos.Chat, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.