🚫 Cancellation & Refund Policy

Please read carefully before purchasing

Last Updated: October 1, 2025

⚠️ NO REFUNDS POLICY

ALL PURCHASES ARE FINAL AND NON-REFUNDABLE. By proceeding with a purchase, you acknowledge and accept that you will NOT receive a refund under any circumstances.

1. Policy Overview

Photos.Chat operates a strict no-refund policy due to the nature of our AI-powered digital service. Once points are purchased, they are non-refundable and cannot be exchanged for cash or credit.

2. Why We Don't Offer Refunds

🔬 Experimental AI Technology

Our service uses experimental AI models that produce variable results. Quality and accuracy depend on multiple factors including photo quality, AI model performance, and artistic interpretation.

🤝 Third-Party AI Dependencies

We rely on third-party AI services (Replicate AI, Google Gemini) for processing. We cannot control or guarantee their output quality, making refunds impractical.

💰 Instant Digital Service

Points are delivered instantly and can be used immediately. Unlike physical goods, digital services cannot be "returned" once consumed.

💎 Non-Expiring Points

Your points never expire, giving you unlimited time to use them at your convenience.

3. Situations Where Refunds Are NOT Issued

We do NOT provide refunds in the following situations:

3.1 Unsatisfactory Results

3.2 Failed Transformations Due to User Error

3.3 Prohibited Content

⚠️ Important: If transformation fails due to prohibited content, your points will be deducted WITHOUT refund.

3.4 Technical Issues with Third-Party Services

3.5 Change of Mind

3.6 Processing Time

4. No Cancellations

Once a purchase is completed, it CANNOT be cancelled. Points are added to your account immediately and cannot be removed or reversed.

5. Payment Issues

5.1 Payment Failed but Amount Debited

If your payment fails but the amount is debited from your account:

  1. Wait 24-48 hours for automatic reversal by your bank
  2. If not reversed, contact your bank/payment provider first
  3. Contact us at support@photos.chat with transaction details

5.2 Duplicate Charges

If you are charged multiple times for the same order:

  1. Contact us immediately at support@photos.chat
  2. Provide transaction IDs for all duplicate charges
  3. We will investigate and issue refund for duplicate charges only
Note: Refunds for duplicate charges are the ONLY exception to our no-refund policy.

6. Points Never Expire

To ensure fairness, all purchased points remain valid indefinitely. There is no time pressure to use them, reducing the need for refunds due to unused points.

7. Best Practices to Avoid Disappointment

To maximize satisfaction with your transformations:

7.1 Photo Quality Guidelines

7.2 Start Small

7.3 Understand AI Limitations

8. Alternative Options

If you're unhappy with a transformation:

8.1 Try a Different Style

Different styles may produce better results with your specific photo. Experiment with multiple options.

8.2 Use a Better Photo

Try again with a higher-quality, better-lit photo for improved results.

8.3 Save Points for Later

Since points never expire, you can wait and try again later with different photos.

9. Customer Support

While we cannot offer refunds, we're here to help you get the best results:

Our team can:

10. Legal Compliance

This refund policy complies with Indian consumer protection laws. By using Photos.Chat, you acknowledge that:

11. Chargeback Warning

⚠️ Chargeback Policy

Filing a chargeback or payment dispute after using our service constitutes fraud. We will:

  • Suspend your account immediately
  • Provide evidence to payment processor that service was delivered
  • Take legal action if necessary

12. Changes to This Policy

We may update this Cancellation & Refund Policy at any time. Changes will be posted with a new "Last Updated" date. Your continued use of our service after changes constitutes acceptance.

13. Acceptance

By completing a purchase, you explicitly acknowledge that:
  • You have read and understood this Cancellation & Refund Policy
  • You accept that all sales are final and non-refundable
  • You understand this is experimental AI technology with variable results
  • You waive any right to refunds, cancellations, or chargebacks

14. Contact Us

For questions about this policy: